Happy Koi uses NetCash to process all credit card transactions. All credit card transactions are 128 bit Secure Socket Layers (SSL) encrypted. The company registration documents and the site's registered domain name are checked and verified by Thawte, ensuring the cardholder and merchant that nobody can impersonate NetCash to obtain confidential information.
Netcash is committed to providing secure online services. All encryption complies with international standards. Encryption is used to protect the transmission of personal information when completing online transactions. NetCash servers are protected by firewalls and intrusion detection systems. The Merchant (in this case, Happy Koi) does not have access to credit details. NetCash continually reviews and enhances its security in line with technological changes.
All transactions will be processed in South African Rands (ZAR). We accept credit card payments only (sorry, no debit cards, yet) via the website in which case 'Happy Koi' will reflect on the card holder's statement.
How do you protect yourself?
The NetCash payment gateway pages are 3D Secure compliant and conform to the Visa and Mastercard online security platform.
So for those who frequently shop online and wish to ensure their credit card details may not be fraudulently used, you may be required to sign up for 3D Secure - which is an added security measure (and verification procedure) employed by the major credit card issuers - before your card will be processed online.
You will only need to enrol for 3D Secure once (for each credit card you own) to be able to safely shop online in the future. This is a 2 step process and can be instantly completed online via your bank's website and is a necessary procedure to ensure peace of mind whilst making online purchases.